n8n lets Cloud users buy extra Assistant credits
By Automate Basics, written with AI from n8n's original
n8n Cloud users on Starter or Pro can now buy extra Assistant credits instead of waiting for their monthly allowance to reset. Instance owners can buy credits manually or set up automatic top-ups.
What changed with n8n Assistant credits?
n8n says Cloud customers on Starter and Pro can now buy extra Assistant credits when their included monthly allowance runs out. Previously, they had to wait for the allowance to reset on the first of the month or change plans. Extra credits can be bought manually, or the instance owner can set a balance that triggers an automatic top-up and a balance to refill to. A monthly charge limit for automatic top-ups is on by default.
According to n8n, the Assistant spends included credits before extra credits. Purchased credits carry over between months and expire 12 months after purchase. A new credits tab in the Cloud admin dashboard separates the two balances and shows recent spending and which users consume the most credits. The Assistant panel also shows credit use for the current conversation and warns when the balance is low.
Who can use n8n Assistant top-ups, and what do they cost?
n8n says top-ups are available to instance owners with an active paid Starter or Pro plan on n8n Cloud. Credits are shared by everyone on the instance, so one person’s Assistant conversations draw from the same pool as the rest of the team’s. The announcement does not give a price for credit packages or specify the size of each package.
Free trials have a one-time Assistant credit allowance but cannot buy top-ups. Self-hosted n8n does not use Assistant credits because its Assistant runs through the customer’s own model provider account. n8n also distinguishes Assistant credits from Gateway credits: the former cover conversations with the Assistant, while the latter cover model calls made by workflows and agents when they run. Buying more Assistant credits does not add Gateway credits.
How do I try n8n Assistant top-ups at work?
A focused workflow-building request is a useful first task for checking how far n8n Assistant credits go. n8n says short, specific requests generally use fewer credits than long conversations or extended debugging, although the amount used can vary. Check the credit use shown in the Assistant panel after a conversation, then compare the included and extra balances in the Cloud admin dashboard.
If a team regularly reaches its included allowance, its instance owner can consider a manual purchase or an automatic top-up. Before enabling automatic purchases, check the trigger balance, refill balance and monthly charge limit against the team’s budget. Also check which users consume the most credits. n8n says running workflows does not spend Assistant credits, including workflows the Assistant helped build, so the balance is a measure of Assistant conversations rather than workflow activity.
Frequently asked questions
Do extra n8n Assistant credits expire?
Yes. n8n says purchased Assistant credits carry over from month to month but expire 12 months after purchase. The Assistant uses the monthly credits included with a plan first, then draws on purchased credits after the included balance runs out.
Can anyone on an n8n Cloud team buy Assistant credits?
No. n8n says only the instance owner can top up Assistant credits, and the instance needs an active paid plan. Everyone on that instance uses the same credit pool, so the owner can review which users consume the most credits.
Will topping up Assistant credits pay for AI calls in running workflows?
No. According to n8n, Assistant credits cover conversations with the Assistant, not workflow runs. AI model calls made by workflows and agents use separate Gateway credits. Adding Assistant credits does not add Gateway credits.
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Written with AI from n8n's original and published after automatic checks: every figure here appears in the original, and no sentence is copied from it. The picture is AI-generated. The original is the authority.
Source: You can now top up your n8n Assistant credits, n8n, 30 Sept 2026.