OnPay vs Rippling vs Deel

Pick up to 4 tools and see their free plans, entry prices, platforms and limits in one table. Every fact comes from each vendor's own pages, checked 7 November 2026.

Compared on	OnPay From $49/mo Visit Remove	Rippling See pricing Visit Remove	Deel From $49/user/mo Visit Remove
What it is	US small-business payroll with a base fee plus a per-worker fee, and add-on HR, time tracking and benefits	HR, payroll, IT and finance modules on one employee database, priced per employee on a custom quote	Global hiring and payroll platform for contractors, employer of record and US PEO, priced per worker
Free plan	No	No	No
Cheapest paid plan	$49/mo (Payroll Essentials)OnPay pricing	Not publishedRippling pricing	$49/user/mo (Hire contractors)Deel pricing
What it covers	Base fee only; add $6 per worker per month. For example, a 10-worker business would pay $49 plus 10 x $6 = $109 a month. The footer of the pricing page says 'Pricing starts at $55 per month', which does not match the $49 base.	Not stated	Per contractor per month; charged per worker, with no base fee shown. 'Find talent' is $14 per worker per month, Contractor of Record $325, US PEO $125 and EOR $599 per person per month. The unit 'per user/month' is the closest allowed unit for a per-contractor fee. Global Payroll and HR prices are not listed.
Free trial	A 'Get one month free' link appears on the pricing page; its terms are not shown there	No free trial mentioned on the pricing page; it offers a demo request, and eligible US venture-backed startups can get 6 free months	None stated
Platforms	Web	Web	Web
Integrations (vendor's figure)	Integrations with accounting, 401(k) and HR tools; no partner names or count were readable	The home page names examples such as Salesforce, Jira, Slack, GitHub and Google Drive but gives no integration count	Not stated
Open source	No	No	No
Good for	Small US businesses that want payroll with phone support Franchises and multi-state employers Accounting firms running payroll for clients	Companies that want HR, payroll and IT admin on one record Teams that expect to add modules over time Startups using the vendor's venture-backed startup offer	Companies hiring contractors or employees in other countries Teams that want one vendor for global payroll and compliance Businesses with a mix of contractors and employees
Watch out for	Priced as a base fee plus a per-worker fee, so cost grows with headcount US payroll only; no international payroll is described Prices for compliance resources and live HR support are not listed	Prices are not published beyond the $8 starting figure; a custom quote is needed Cost depends on the modules chosen and a base fee whose amount is not stated The pricing page does not list countries served, so check payroll coverage for your location	Priced per person, so cost grows with each worker; EOR is $599 per employee per month Global Payroll and HR prices are not published Mostly aimed at cross-border hiring, not a US-only payroll for a small local team
Made by	OnPay	Rippling	Deel

Entry prices are the cheapest paid plan, as each vendor publishes it; “What it covers” says what that price is per (a user, a channel, a brand, a number of contacts). The sources are listed on each tool's page.

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