OnPay: pricing, features and alternatives
US small-business payroll with a base fee plus a per-worker fee, and add-on HR, time tracking and benefits
What is OnPay?
OnPay is a payroll provider for small and mid-sized US businesses, with HR, time tracking and benefits as add-ons. The pricing page lists Payroll Essentials at $49 a month plus $6 per worker per month, and says it includes unlimited pay runs, federal, state and local tax filings, year-end forms and phone, chat and email support, with no implementation fees. HR starts at $15 plus $2 per worker, and bundles are priced lower per worker. It also has a partner program for accountants.
Good for
- Small US businesses that want payroll with phone support
- Franchises and multi-state employers
- Accounting firms running payroll for clients
Key features
- Unlimited pay runs and pay schedules
- Federal, state and local tax filing and payment
- W-2 and 1099 year-end forms
- Multi-state payroll
- Optional HR, time tracking and benefits (health insurance, workers' comp, 401(k))
- Free data migration when switching providers, per the home page
- Accountant partner program
Limitations to know about
- Priced as a base fee plus a per-worker fee, so cost grows with headcount
- US payroll only; no international payroll is described
- Prices for compliance resources and live HR support are not listed
OnPay pricing
OnPay has no free plan. Trial: A 'Get one month free' link appears on the pricing page; its terms are not shown there. Payroll Essentials costs $49 a month.
| Plan | Price | What you get |
|---|---|---|
| Payroll Essentials | $49 a month plus $6 per worker per month | Unlimited pay runs, federal, state and local tax filings, W-2s and 1099s, multi-state payroll, support by phone, chat and email |
| HR | $15 a month plus $2 per worker per month | HR add-on |
| HR + Time Tracking | $21 a month plus $4 per worker per month | HR and time tracking |
| Bundled HR | $71 a month plus $1 per worker per month | Payroll bundled with HR |
| Bundled HR + Time Tracking | $81 a month plus $4 per worker per month | Payroll bundled with HR and time tracking |
| Time Tracking | $15 a month plus $4 per worker per month | Time tracking add-on |
OnPay alternatives
BambooHR
HR software with employee records, hiring and reviews, plus a US-only payroll add-on
Rippling
HR, payroll, IT and finance modules on one employee database, priced per employee on a custom quote
Deel
Global hiring and payroll platform for contractors, employer of record and US PEO, priced per worker
Remote
Global employment platform with employer of record, payroll, contractors and a US PEO, priced per person
Justworks
Payroll from $8 per employee a month plus a $50 base fee, or PEO plans with benefits and HR support, for US small businesses
Gusto
US payroll, benefits and HR for small businesses
Frequently asked questions
Is OnPay free?
No, OnPay does not have a free plan. Trial: A 'Get one month free' link appears on the pricing page; its terms are not shown there. Paid plans start at $49/mo.
How much does OnPay cost?
OnPay's cheapest paid plan, Payroll Essentials, costs $49 a month billed monthly. Base fee only; add $6 per worker per month. For example, a 10-worker business would pay $49 plus 10 x $6 = $109 a month. The footer of the pricing page says 'Pricing starts at $55 per month', which does not match the $49 base. Prices as published on OnPay's pricing page on 7 November 2026.
What is OnPay used for?
OnPay is a payroll provider for small and mid-sized US businesses, with HR, time tracking and benefits as add-ons. People use it for small US businesses that want payroll with phone support, franchises and multi-state employers and accounting firms running payroll for clients.
What are the alternatives to OnPay?
Tools that do a similar job include BambooHR, Rippling, Deel, Remote and Justworks. Each has its own page here with its plans, limits and prices.
Who makes OnPay?
OnPay is made by OnPay.
Sources
Every fact on this page comes from OnPay's own pages, read on the dates shown.
- onpay.com/pricing (pricing: base fees and per-worker fees by plan, included features, add-ons, trial link) read 7 November 2026
- onpay.com/ (product overview: payroll, HR, benefits, time tracking, support, who it serves) read 7 November 2026
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