Meta AI vs Microsoft Copilot

Pick up to 4 tools and see their free plans, entry prices, platforms and limits in one table. Every fact comes from each vendor's own pages, checked 23 September 2026.

Compared on	Meta AI Free plan · from $7.99/mo Visit Remove	Microsoft Copilot Free plan · from $9.99/mo Visit Remove
What it is	Meta's AI assistant inside WhatsApp, Instagram, Facebook and its own app	Microsoft's free consumer AI assistant, with more use in Microsoft 365 plans
Free plan	Free for everyday use up to a daily usage limit (amount not published); the limit refreshes over time	Limited free version subject to available capacity and usage limits; signing in with a personal Microsoft account adds chat history, image creation, longer conversations and voice
Cheapest paid plan	$7.99/mo (Meta One Core)Meta AI pricing	$9.99/mo (Microsoft 365 Personal)Microsoft Copilot pricing
What it covers	Bundle plan announced 15 September 2026 that raises Meta AI usage (more image and video generation) and adds creative features across Instagram, Facebook and WhatsApp.	Or $99.99/year. Copilot chat with higher usage than free, plus Copilot in Microsoft 365 apps; AI features are for the subscription owner only.
Free trial	None stated	1-month free trial of Microsoft 365 Personal, Family or Premium
Platforms	Web, iOS, Android	Web, Windows, macOS, iOS, Android
Integrations (vendor's figure)	Not stated	Not stated
Open source	No	No
Good for	Asking quick questions inside WhatsApp or Messenger Generating or editing images for social posts Hands-free help through Ray-Ban Meta glasses	Asking quick questions and getting answers from the web Summarising a long web page in Edge Drafting documents in Word with a Microsoft 365 subscription
Watch out for	Free use has a daily limit and Meta does not publish the amount Paid Meta One plans are bundles across Meta apps rather than a Meta AI-only subscription No business or enterprise plan for Meta AI was found	Free use depends on available capacity and usage limits In Microsoft 365 Family, Copilot features are for the subscription owner only and cannot be shared Copilot Pro is no longer sold; Microsoft points buyers to Microsoft 365 Premium
Made by	Meta Platforms	Microsoft

Entry prices are the cheapest paid plan, as each vendor publishes it; “What it covers” says what that price is per (a user, a channel, a brand, a number of contacts). The sources are listed on each tool's page.

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