Microsoft Copilot vs Claude

Pick up to 4 tools and see their free plans, entry prices, platforms and limits in one table. Every fact comes from each vendor's own pages, checked 23 September 2026.

Compared on	Microsoft Copilot Free plan · from $9.99/mo Visit Remove	Claude Free plan · from $17/mo Visit Remove
What it is	Microsoft's free consumer AI assistant, with more use in Microsoft 365 plans	Anthropic's AI assistant for writing, analysis, research and coding
Free plan	Limited free version subject to available capacity and usage limits; signing in with a personal Microsoft account adds chat history, image creation, longer conversations and voice	Chat on web, desktop and mobile with web search, file creation, code execution, memory, app connections and artifacts; less usage than Pro; no Claude Code or projects
Cheapest paid plan	$9.99/mo (Microsoft 365 Personal)Microsoft Copilot pricing	$17/mo billed annually (Pro)Claude pricing
What it covers	Or $99.99/year. Copilot chat with higher usage than free, plus Copilot in Microsoft 365 apps; AI features are for the subscription owner only.	Annual billing is $200 paid up front. Includes Claude Code.
Free trial	1-month free trial of Microsoft 365 Personal, Family or Premium	None stated
Platforms	Web, Windows, macOS, iOS, Android	Web, iOS, Android, macOS, Windows, Chrome extension, API
Integrations (vendor's figure)	Not stated	Not stated
Open source	No	No
Good for	Asking quick questions and getting answers from the web Summarising a long web page in Edge Drafting documents in Word with a Microsoft 365 subscription	Drafting and editing long documents and emails Summarising and analysing uploaded files Researching a topic with web search
Watch out for	Free use depends on available capacity and usage limits In Microsoft 365 Family, Copilot features are for the subscription owner only and cannot be shared Copilot Pro is no longer sold; Microsoft points buyers to Microsoft 365 Premium	Claude Code, projects and task scheduling are not in the Free plan Usage limits apply on Free and Pro; Max raises them 5x or 20x Enterprise adds usage billed at API rates on top of the seat price
Made by	Microsoft	Anthropic

Entry prices are the cheapest paid plan, as each vendor publishes it; “What it covers” says what that price is per (a user, a channel, a brand, a number of contacts). The sources are listed on each tool's page.

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